As with any credit card, you should manage your Travel Rewards credit card responsibly to avoid costly interest charges and fees, and even damage to your credit. Fortunately, you can set up automatic payments to avoid late fees. And like all reward credit cards, you should avoid interest charges by paying your statement balance in full. If you need to keep a balance, you’d better do it on a card that doesn’t offer rewards, which will likely have a lower interest rate.
You should also familiarize yourself with the terms and conditions of your card rewards and benefits. For example, it will help you to know what types of purchases offer bonus miles and what types of travel insurance and purchase protection policies come with your card. For example, the Platinum card comes with a Priority Pass Select subscription that gives you access to over 1,000 airport business lounges.
But in order to benefit from these benefits, you must apply for the Priority Pass Select card and take it with you. You should also do your best to use the Delta SkyMiles Reserve or Platinum cards enough to earn the MQM bonuses you need to reach the next status level.
And if you already have Elite status, you may not need many of the Delta-specific perks, such as free checked baggage or priority boarding. In that case, you might be better off the American Express Platinum Card®, which gives you 5x points for qualifying purchases from Delta and other airlines. And since you can transfer those miles to other airlines, they give you a lot more flexibility than just earning SkyMiles.
For pricing and fees for the Delta SkyMiles® Gold American Express card, please visit this page.
To view Delta SkyMiles® Blue credit card rates and fees, please click here.
For pricing and fees for the American Express Platinum Card®, please visit this page.
For pricing and fees for the Delta SkyMiles® Platinum American Express credit card, please visit this page.
For pricing and fees for the Delta SkyMiles® Reserve American Express credit card, please visit this page.
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