Life is expensive, and sometimes it’s hard to pay for everything. Between rent, mortgage payments, student loans, groceries, bills, and other basic necessities, sometimes those last pennies just aren’t there. When bills are more than what you can afford, bad credit begins.
Whether you’re currently struggling to make ends meet or the ghost of bad credit continues to haunt you years after economic hardship, bad credit can make it difficult to get the loan you need to make a major purchase. This is especially difficult when you have to buy a new vehicle.
TO Washington Auto Credit, Special Director of Finance Ryan Garrison and his team collaborate with I-5 Car dealers, to help people with bad credit qualify for the loans needed to get back behind the wheel of a new car, truck, jeep or SUV.
With limited public transportation available in and around Thurston County, a personal vehicle is almost always required. Whether you need your vehicle to get to work or to transport the kids to football training, Washington Auto Credit works with you, your budget, and your transportation needs for you and your family, with a vehicle you can. allow yourself – no matter your credit history.
Garrison says bad credit isn’t always a sign of financial delinquency. It is usually a sign of difficulty. “We often help people who have lost their jobs, had medical problems or got divorced,” says Garrison. “These are people who could pay their bills on time, but they are going through a difficult time and trying to rebuild themselves.”
Wanting to help people stuck between a rock and a hard place, Washington Auto Credit and I-5 Cars are on a mission to help those who endure hardship get back on their feet – and get back on the road. “We are working to find a loan based on what the client can afford,” says Garrison. “We make sure that the payment fits the client’s budget. “
Unlike most dealerships, Washington Auto Credit first examines the customer’s credit to find out what loans the customer is entitled to before the customer enters the field. By doing this, customers don’t end up falling in love with a vehicle they can’t afford. “We try to figure out the numbers before the customer even looks at the car,” says Garrison. This saves the customer money, time, and generally heartache.
Once Washington Auto Credit has determined what type of loan the client qualifies for, Garrison or another member of the team will refine the client’s vehicle options based on monthly payment and transportation needs. While the final vehicle may not always be the customer’s first choice, it is a start and a big step towards building good credit.
Rebuilding credit doesn’t happen overnight, but Garrison says that after a year or two of on-time car payments, customers are asking for a better loan again, which could allow them to upgrade their car. -form or refinance. With this level of service and customer service, Garrison explains that many customers who start out with bad credit keep coming back to Washington Auto Credit even after their credit score improves. “We have a lot of past customers who don’t need to buy from a bad credit car loan dealership because their credit has improved so much, but they enjoyed working with us, so they’re coming back, ”he says.
Washington Auto Credit and I-5 Cars invite residents of the Thurston County area of all income levels and credit backgrounds to meet with one of its financial experts. With payment plans that work with a variety of budgets, Washington Auto Credit doesn’t just help customers get behind the wheel, it helps customers on the road to better credit, one payment at a time.
Interested in applying for a car loan? Take the first step towards car ownership by visiting I-5 Cars Where Washington Auto Credit online, or by calling Ryan Garrison and his team at 800-652-7115. If you prefer to speak face to face with the Washington Auto Credit team, come see them in person at South Sound Trucks Olympia.